Plumbing & Drainage Cover for Houses

only £7.07 a month

A plumbing or drainage emergency can affect you in many ways; it could be a blocked toilet that won't flush or a burst pipe that leaves you without water. Taking out Plumbing and Drainage Cover brought to you by HomeServe Membership Ltd helps you to avoid the inconvenience of finding an approved tradesman.

How much does it cost?

  • £7.07 per month
  • £21.21 per quarter
  • £84.84 per year

There is an initial 14 day period when you are not covered, giving you 11.5 months of cover in your first year; therefore the effective cost of cover is £7.38 a month.

Prices include all fees and Insurance Premium Tax (IPT).

Benefits

  • HomeServe Emergency Hotline - Available 24 hours a day, 365 days a year
  • Clean-up guarantee - HomeServe approved tradesmen will leave their work area clean and tidy
  • Work Guarantee - Permanent repairs are guaranteed for the lifetime of your policy. Callout, parts, labour and VAT for repair costs are included within the cover limits.

Who needs this cover?

This cover meets the needs of homeowners who require insurance and assistance in the event of a plumbing or drainage incident or emergency at their domestic property.

Apply for cover now with our easy online application.

Prices include a 15% discount for signing up online.

Or speak to an agent on: 0800 408 9135

Lines Open:

  • Mon - Fri: 8am - 8pm
  • Saturday: 8am - 4pm
  • Sunday: 10am - 4pm

Calls may be recorded for quality control and training purposes

Offer available when purchasing this policy for the first time

Examples of What's Covered?


    Internal Plumbing & Drainage
  • Repairs to your internal plumbing and/or drainage including where there is a total loss of water to your property or loss of water to your kitchen taps, blocked drainage, leaks or loss of toilet facilities in your property
  • Up to £2,000 per claim
  • Up to 3 claims per policy period

  • External Drainage
  • Leaks or blockages to your external drainage pipes, to leave your drain running clear
  • Up to £4,000 per claim
  • Up to 2 claims per policy period
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Examples of What's not Covered?


    Internal Plumbing & Drainage
  • Leaking overflow pipes and any dripping tap that require repairing;
  • Showers including the shower unit, controls, outlet or shower head;
  • Smells and noises from pipework or drains;
  • Replacement of water tanks/radiators, thermostatic radiator valves, hot water cylinders and sanitary ware.

  • External Drainage
  • Drains (sewers) for which you do not have responsibility (including any outside of your property boundary) or beneath or inside any building
  • Additional repair work following resolution of the immediate problem, for example to prevent the problem happening again;
  • External guttering, rainwater downpipes, rainwater drains and soakaways;
  • Repairs to your external water supply pipe.

Important information


Prices include a 15% discount for signing up online.

What is effective cost of cover?

Your policy starts the day your application is processed. To prevent claims on pre-existing problems and to keep premiums low, there's an initial period of 14 or 28 days where you'll not be covered, giving you either 11 or 11 and a half months' cover in your first year. The actual period applying to the policy is detailed above and in the Summary of Cover and Terms and Conditions.

The Effective Cost of Cover is, therefore, the monthly price for the period over which you can claim in your first year. It is calculated by dividing the annual premium by either 11 or 11 and a half months, depending on the specific no-claim period.

Eligibility

This policy is for homeowners only. Retail, commercial and other premises used for business are not eligible for this cover, and council and housing association tenants will not need this service. The property must be your permanent home and owned and solely occupied by you and your family as a private residence with no business use. Flats, maisonettes, mobile homes, bedsits, sub-divided homes and let and sub-let properties are not covered.

About HomeServe

HomeServe Membership Ltd, Cable Drive, Walsall WS2 7BN (Registered in England no. 2770612). Please see 'Who provides Plumbing and Drainage Cover?' in the Summary of Cover. Anglian Water Services Ltd is an appointed representative of HomeServe Membership Ltd, which is authorised and regulated by the Financial Services Authority. Anglian Water Direct is a trading name of Anglian Water Services Ltd. Registered in England No. 2366656. Registered Office: Anglian Water Services Ltd, Anglian House, Ambury Road, Huntingdon, Cambridgeshire, PE29 3NZ. HomeServe is a trading name of HomeServe Membership Ltd.