HomeServe Cover 3

only £13.42 a month

Discovering you've got a leaking pipe or blocked drain can be unpleasant at the best of times, but finding a tradesman at short notice can be an even bigger problem. That's why it's good to know that HomeServe Cover 3, brought to you by HomeServe Membership Ltd, helps to protect your home's water supply pipe, plumbing and drains and includes plumbing maintenance cover so you can tackle smaller problems before they become a bigger issue.

How much does it cost?

  • £13.42 per month
  • £40.26 per quarter
  • £161.04 per year

There is an initial 14 day period when you are not covered, giving you 11.5 months of cover in your first year; therefore the effective cost of cover is £14.00 a month.

Prices include all fees and Insurance Premium Tax (IPT).

Benefits

  • HomeServe emergency hotline - available 24 hours a day, 365 days a year
  • Clean-up guarantee - HomeServe approved tradesmen will leave their work area clean and tidy
  • Work Guarantee - permanent repairs are guaranteed for the lifetime of your policy. Callout, parts, labour and VAT for repair costs are included within the cover limits.

Who needs this cover?

This cover meets the needs of homeowners who require insurance and assistance in the event of a plumbing, drainage or water supply pipe emergency or a plumbing maintenance problem at their domestic property.

Apply for cover now with our easy online application.
Prices include a 15% discount for signing up online.

Apply Now

Offer available when purchasing this policy for the first time

Download documents

Examples of What's Covered?

    Water Supply Pipe
  • Repair or replacement of a leaking or blocked water supply pipe
  • Up to £4,000 per claim, no limit to the number of claims
  •  
    • Internal Plumbing & Drainage
  • Repairs to your internal plumbing and/or drainage including where there is a total loss of water to your property or loss of water to your kitchen taps, blocked drainage, leaks or loss of toilet facilities in your property
  • Up to £4,000 per claim, no limit to the number of claims
    • External Drainage
  • Leaks or blockages to your external drainage pipes, to leave your drain running clear
  • Up to £4,000 per claim, no limit to the number of claims
  •  
     
     
     
    • Plumbing Maintenance
  • Repair of dripping or seized taps and escapes of water from toilets or tank overflows
  • Up to £4000 per claim, no limit to the number of claims

Examples of What's not Covered?

    Water Supply Pipe
  • Costs of water lost during a leak
  • Sections of the water supply pipe for which you do not have responsibility
  • More than your fair share of the costs of a repair to a water supply pipe which is shared
    • Internal Plumbing & Drainage
  • Showers, domestic appliances and sanitary ware (e.g. basins)
  • Replacement of water tanks/radiators and hot water cylinders
  • A leaking central heating radiator, where you are able to turn off the radiator and stop the leak
  • Smells and noises from pipework or drains
    • External Drainage
  • Drains (sewers) for which you do not have responsibility (including any outside your property boundary) or beneath or inside any building
  • Additional repair work following resolution of the immediate problem, for example to prevent the problem happening again
  • External guttering, rainwater downpipes, rainwater drains and soakaways
    • Plumbing Maintenance
  • Noisy or vibrating taps/pipes/toilets
  • Costs of water lost during a leak
     
     

Apply for cover now with our easy online application

Important information

Prices include a 15% discount for signing up online.

What is effective cost of cover?

Your policy starts the day your application is processed. To prevent claims on pre-existing problems and to keep premiums low, there's an initial period of 14 or 28 days where you'll not be covered, giving you either 11 or 11 and a half months' cover in your first year. The actual period applying to the policy is detailed above and in the Summary of Cover and Terms and Conditions.

The Effective Cost of Cover is, therefore, the monthly price for the period over which you can claim in your first year. It is calculated by dividing the annual premium by either 11 or 11 and a half months, depending on the specific no-claim period.

Eligibility

This policy is for homeowners only. Retail, commercial and other premises used for business are not eligible for this cover, and council and housing association tenants will not need this service. The property must be your permanent home and owned and solely occupied by you and your family as a private residence with no business use. Flats, maisonettes, mobile homes, bedsits, sub-divided homes and let and sub-let properties are not covered.

About HomeServe

HomeServe Membership Ltd, Cable Drive, Walsall WS2 7BN (Registered in England no. 2770612). Please see 'Who provides HomeServe Cover 3?' in the Summary of Cover. South East Water Ltd is an appointed representative of HomeServe Membership Ltd, which is authorised and regulated by the Financial Services Authority. HomeServe is a trading name of HomeServe Membership Ltd.