HomeServe Cover 8

only £38.64 a month

HomeServe Cover 8, brought to you by HomeServe Membership Ltd, has been designed to simplify things, giving you just one policy and one claim number to use to cover you against the impact of the majority of home emergencies. From plumbing and electrics, roofing and lost keys, even your all important gas central heating, HomeServe Cover 8 provides peace of mind.

How much does it cost?

  • £38.64 per month
  • £115.92 per quarter
  • £463.68 per year

There is an initial 14 day period when you are not covered, giving you 11.5 months of cover in your first year; therefore the effective cost of cover is £40.32 a month.

Prices include all fees and Insurance Premium Tax (IPT).

Benefits

  • Free claims number open 24 hours a day, 365 days a year - even on bank holidays
  • Clean-up guarantee - HomeServe approved plumbers will leave their work area clean and tidy
  • Work Guarantee - Permanent repairs are guaranteed for the lifetime of your policy. Callout, parts, labour and VAT for repair costs are included within the cover limits.

Who needs this cover?

This cover meets the needs of homeowners who require insurance and assistance in the event of a plumbing, drainage, electrical, water supply pipe or security, pest, roofing problem, or a gas supply pipe leak, plumbing maintenance situation or gas central heating problem at their domestic property.

Apply for cover now with our easy online application.
Prices include a 15% discount for signing up online.

Apply Now

Offer available when purchasing this policy for the first time

Download documents

Examples of What's Covered?

    Water Supply Pipe
  • Repair or replacement of a leaking or blocked water supply pipe
  • Up to £4,000 per claim, no limit to the number of claims
  •  
    • Internal Plumbing & Drainage
  • Repairs to your internal plumbing and/or drainage including where there is a total loss of water to your property or loss of water to your kitchen taps, blocked drainage, leaks or loss of toilet facilities in your property
  • Up to £4,000 per claim, no limit to the number of claims
    • External Drainage
  • Leaks or blockages to your external drainage pipes, to leave your drain running clear
  • Up to £4,000 per claim, no limit to the number of claims
     
  •  
     
     
    • Plumbing Maintenance
  • Repair of dripping or seized taps and escapes of water from toilets or tank overflows
  • Up to £4,000 per claim, no limit to the number of claims
    • Electrical Emergency & Breakdown
  • An emergency caused by, or breakdown of, the domestic electrical wiring supply system and its components (switches, sockets, fuse box)
  • Up to £4,000 per claim, no limit to the number of claims
    • Security, Roofing & Pest
  • Rats/mice infestation inside the home and wasps/hornets within the home or garden
  • Protecting your home following damage to your roof, windows or external doors
  • Replacing lost keys and repairing broken locks for doors which secure your home
  • Up to £4,000 per claim, no limit to the number of claims
    • Internal Gas Supply Pipe
  • Leaking internal gas supply pipe
  • Up to £4,000 per claim, no limit to the number of claims
  •  
    • Gas Central Heating Breakdown
  • A leak within or breakdown of the ‘natural gas’ gas central heating boiler, the central heating system and its associated pipework
  • Radiators and hot water cylinder
  • There is no claims limit and no limit to the number of claims provided the boiler is not beyond economical repair

Examples of What's not Covered?

    Water Supply Pipe
  • Costs of water lost during a leak
  • Sections of the water supply pipe for which you do not have responsibility
  • More than your fair share of the costs of a repair to a water supply pipe which is shared
    • Internal Plumbing & Drainage
  • Showers, domestic appliances and sanitary ware (e.g. basins)
  • Smells and noises from pipework or drains
     
     
     
     
    • External Drainage
  • Drains (sewers) for which you do not have responsibility (including any outside your property boundary) or beneath or inside any building
  • Additional repair work following resolution of the immediate problem, for example to prevent the problem happening again
  • External guttering, rainwater downpipes and soakaways
    • Plumbing Maintenance
  • Noisy or vibrating taps/pipes/toilets
  • Costs of water lost during a leak
     
     
    • Electrical Emergency & Breakdown
  • All non-permanent wiring/electrics, e.g. kettles, fairy lights or any other appliances with plugs
  • Shower unit or immersion heater unit
     
     
    • Security, Roofing & Pest
  • Any pest other than rats, mice, wasps and hornets
  • Loss of keys for outbuildings, garages, greenhouses and sheds
  • Doors or windows that do not secure the property
  • Replacement of garage doors or replacement/repair of the electrical unit powering a garage door
     
     
    • Internal Gas Supply Pipe
  • External gas supply pipe
  • Any gas appliance
  • Any pipe that is not within your property
     
    • Gas Central Heating Breakdown
  • Boilers which have been declared beyond economical repair (i.e. if the cost of parts inc VAT is more than 85% of the retail price of the boiler)
  • Systems specifically stated to be not covered, including; LPG systems, unvented cylinders, fan heating, under floor heating, warm air heating
  • Repairs if we have advised you to carry out maintenance work to prevent a future breakdown (until that work is complete)
  • Repairs, where due to obsolete parts, we can no longer cover you (your policy will have been cancelled/transferred)

Apply for cover now with our easy online application

Important information

Prices include a 15% discount for signing up online.

What is effective cost of cover?

Your policy starts the day your application is processed. To prevent claims on pre-existing problems and to keep premiums low, there's an initial period of 14 or 28 days where you'll not be covered, giving you either 11 or 11 and a half months' cover in your first year. The actual period applying to the policy is detailed above and in the Summary of Cover and Terms and Conditions.

The Effective Cost of Cover is, therefore, the monthly price for the period over which you can claim in your first year. It is calculated by dividing the annual premium by either 11 or 11 and a half months, depending on the specific no-claim period.

Eligibility

This policy is for homeowners only. Retail, commercial and other premises used for business are not eligible for this cover, and council and housing association tenants will not need this service. The property must be your permanent home and owned and solely occupied by you and your family as a private residence with no business use. Flats, maisonettes, mobile homes, bedsits, sub-divided homes and let and sub-let properties are not covered.

About HomeServe

HomeServe Membership Ltd, Cable Drive, Walsall WS2 7BN (Registered in England no. 2770612). Please see 'Who provides HomeServe Cover 8?' in the Summary of Cover. Yorkshire Water Services Limited is an appointed representative of HomeServe Membership Ltd, which is authorised and regulated by the Financial Services Authority. HomeServe is a trading name of HomeServe Membership Ltd.